Best Gold IRA Companies for May 2024

Check out our favorite gold IRA companies that’ve got your back. By Jack Smith

Hey there! I’m Jack, a finance guru with over 30 years in the biz. I’ve worn many hats – from advisor to managing director and even as a mentor in marketing. I’ve shared my expertise in several books, and you can catch my finance column on numerous local bank websites.

Last Updated: May 1, 2024 Given the once-over by Justin Lardo

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Gold has always been a solid investment choice, especially when the market’s shaky. With the economy being a rollercoaster lately, more folks are leaning towards gold IRAs to keep their retirement savings steady.

Now, setting up a gold IRA isn’t as simple as opening a regular IRA. You’ve got to buy the gold, move it to a safe place, and have someone trustworthy to watch it. And you’ve got to watch out cause there are companies out there that might hit you with hidden fees or lead you towards riskier investments. So, yeah, choosing the right gold IRA company is kinda important.

We’ve done our homework and checked out the gold IRA companies with awesome BBB reviews. We looked at their fees, how upfront they are about pricing, the support they offer, and how easy it is to get started with them. So, here’s our list of the cream of the crop when it comes to gold IRA companies in 2024:

  • Augusta Precious Metals: Your go-to for no-nonsense pricing
  • Noble Gold: Perfect for the little guys starting out
  • Goldco: Top-notch customer service
  • Advantage Gold: The best choice for newbies
  • Patriot Gold Group: They’ve got a fantastic selection of metals

Top Choice for Clear Pricing: Augusta Precious Metals

Augusta Precious Metals – the place to be for clear-cut pricing! Sporting a solid A+ BBB rating and offering a choice of gold or silver investments, their website is jam-packed with educational materials, live chat support, and spot price charts to help you make an informed decision.

Augusta Precious Metals

Kickstart Your Account

Get a golden start with free gold when you open a gold IRA at Augusta, and enjoy no fees for up to a whopping ten years – yup, that’s open to everyone!

Why It’s Our Top Pick

Augusta is a breath of fresh air in the gold IRA scene, treating customers to low costs and a transparent look at what exactly their money is getting them. This straightforward approach puts them on the pedestal as the top dog for clear pricing in the gold IRA territory.


  • Budget-friendly and open about their fees
  • They promise to give your money back if you’re not happy
  • Fair pricing with a guarantee, plus a week-long price protection
  • Always there to chat and assist you


  • No options for platinum or palladium fans
  • Get ready for a $50,000 minimum order
  • You’ll have to pick up the phone for the full scoop on pricing
  • No luck with online purchases

Dig Deeper

In the gold IRA world, Augusta stands out with its open-book policy on pricing, an approach that has won them kudos and trust since their doors opened in 2012. Their generous 100% money-back guarantee for newbies and promise of fair pricing with a seven-day cushion are just cherries.

They’re not shy about revealing their markup numbers on gold and silver sales, being upfront about potential charges, even those reaching up to 66% on premium items. And while you might have to ring them up to get all the nitty-gritty details on fees, they offer a sneak peek with a handy fee guide online.

Pairing up with the well-regarded Delaware Depository for storage solutions, Augusta ensures a smooth sailing experience for customers, offering help with paperwork and more. However, online purchases aren’t on the menu.

But it’s not all sunshine and rainbows; the limited metal options and a pretty hefty minimum order might be a downer for those wanting more variety or investing a smaller amount.

Despite these little hitches, Augusta still comes out swinging with superb customer service, as echoed by their sparkling consumer ratings, making them a reliable choice for anyone seeking clarity and transparency in their gold IRA investments.

Check out Noble Gold – A Top Pick for Smaller Investors

Noble Gold rocks a sweet A+ rating from the BBB and offers a neat selection of metals, including palladium, platinum, and silver. What sets them apart? Well, the educational resources on the website are a great start for newbies.

Noble Gold

Kickstart Your Account

Here’s why we think Noble Gold shines for those not looking to break the bank:


  • You don’t need a fortune to start investing here
  • A treasure trove of learning materials awaits you
  • They’ve got the rare platinum and palladium up for grabs


  • If your account balance is on the lower side, the annual fees might sting a bit
  • They could do better with sharing detailed info and customer service docs

Digging Deeper

Since stepping onto the scene in 2016, Noble Gold has been making waves, especially for those just dipping their toes in the gold IRA waters. It’s got a pretty welcoming minimum investment requirement, although the exact figure seems a bit of a mystery since they haven’t officially confirmed the rumored $2,000 mark. That being said, this lack of concrete info highlights the freewheeling nature of the gold dealer sector.

Despite being the new kid on the block, they’ve managed to snag a 5-star Consumer Affairs rating and that cool A+ from BBB. They’re not just about selling; they want to understand what you’re looking for, so they kick things off with a chit-chat to grasp your financial goals and vibes. And guess what? There’s no hard sell here, just a dedicated advisor to guide you without any pushy sales gimmicks.

Now, let’s talk about what it costs to hang with Noble Gold. They don’t hit newbies with a setup fee, which is cool. But keep in mind, there’s an $80 yearly service charge and a $150 tag for annual storage – but hey, it’s a flat rate no matter your account size. And you get your own space; no mixing your gold with others.

Are you looking to buy some shiny new gold? Noble Gold’s network has covered you with fair pricing, and they’ll even buy it back, no fuss, no muss. Equity Institutional keeps Your treasures safe, and you can peep your account details anytime online. They store your assets in secure IDS facilities sprinkled across the U.S. and Canada, all backed by a Lloyd’s of London insurance policy.

Feel like taking it slow? No worries. Surf around their website, soak in all the info at your own pace, and when you’re ready to take the plunge, their reps help you set up your account.

Top Choice for Stellar Customer Service: Goldco

Goldco shines with an A+ rating from the BBB and isn’t just about gold – they’ve got silver in the mix, too. Dive into a wealth of educational materials or chat live on their website, where you can also keep tabs on the latest metal prices.

Gold Co

Why we’re all about Goldco?


  • Loads of helpful educational content
  • Sweet deals on pricing
  • Score up to 10% in free silver coins when you open a new account


  • You’ll need a pretty penny for the minimum investment
  • Not super transparent about all the details
  • You have to chat with a rep to get the full scoop on fees
  • Platinum or palladium? Not in their collection

All the Deets

Goldco is on a mission to be your go-to place for investments in precious metals, offering a structured and transparent approach that aims to win your trust fully. Plus, they’ve got a thumbs-up from T.V. host Sean Hannity, adding a bit of star power to their name. Having been around for over a decade, they’ve carved a niche for themselves, particularly for their top-notch customer service.

Step into the world of Goldco, and you’re not just another account number; you’re treated to their premium ‘white-glove service.’ You get a specialist buddy to walk you through every step, ensuring you’re never left in the dark. While they’re big on encouraging customers to learn from the plethora of articles on their site, a good chunk of it leans towards why piling up on gold is the answer to current events. So, maybe take those with a grain of salt and keep an eye on that disclaimer they’ve tucked away at the bottom of their blogs.

Even with a few gaps in the details on their site, the community seems to dig into what Goldco is offering, showering them with rave reviews. But yeah, if you’re after the nitty-gritty fees and minimum investment amounts (which stand at a cool 25k), you’ll have to hit them up directly. They’ve got some free knowledge to share in the form of a guide – all they ask for is a bit of info from you. Setting up an account is a breeze, mostly done online, and they’re all set to help you shift your existing retirement funds with their IRA and 401(k) rollovers.

Top Pick for Newbies: Advantage Gold

Hey there, thinking of stepping into the world of gold investments for the first time? Advantage Gold might just be your jam with its A+ BBB rating and many other metals to explore besides gold. You’ll find a goldmine of learning materials on their site and a handy asset comparison tool.

Advantage Gold

Why It’s Our Favorite for Newbies

Advantage Gold is a big hit with folks just stepping into the gold investment scene, thanks to its beginner-friendly vibe, low yearly fees, and a generous sprinkle of educational goodies to get you started. This cool tool lets you compare assets and see how your investment could perform over time.


  • Learning materials aplenty
  • Pocket-friendly annual fees
  • Offers Platinum and Palladium
  • Handy asset comparison gadget


  • Not been around for too long
  • Gotta look elsewhere for online purchases

What’s the Buzz?

Despite being the new kid on the block (started in 2014), Advantage Gold is already a favorite, especially among first-timers diving into gold IRAs. They’ve got a team that’s got your back, with their eyes fixed on giving you a smooth ride. Don’t worry about being pushed into sales traps – that’s not their style.

Advantage Gold has something for you whether you’re a seasoned investor or just getting your feet wet. The rookies, in particular, will love the wealth of information and guidance that can help them kickstart their journey into the world of gold and other shiny metals. And the asset comparison tool? Total game-changer. It’s like having a crystal ball showing how different investments stack against each other over different time frames – think gold vs. the NASDAQ or a regular savings account.

They’ve got a pretty chill buy-back policy, too, generally offering to buy at market rates, which often beats the prices some other guys might offer. Plus, if you change your mind within 24 hours of a transaction, no sweat, you can cancel it.

As for where your treasures are stored, they’ve teamed up with the crème de la crème in the vault world, like Brink’s Global Services USA and Delaware Depository, to keep your investments safe and sound.

Top Choice for Metal Variety: Patriot Gold Group

Looking to dive into the world of gold investment with a splash of variety? Patriot Gold Group is where you want to be, boasting a cool A+ BBB rating and offering a neat selection of metals, including palladium and platinum. You’ll find educational goodies, a live chat feature, and handy spot price charts on their website.

Patriot Gold Group

Why it Caught Our Eye

Patriot Gold Group stands tall when getting your hands on gold, silver, platinum, or palladium without the annoying extra fees. Their investor-direct pricing model means you can skip the middleman fee, which is always a win!


  • Enjoy pricing without the middleman
  • Thumbs up from major consumer groups
  • They’ve been rocking the gold IRA scene for a while
  • Platinum and Palladium options are available


  • You fill out a form on their site for the nitty-gritty details
  • A minimum investment is required

Digging Deeper

Got your eyes set on safeguarding your financial future with gold IRAs? Patriot Gold Group has been the trusted buddy for many investors, winning over hearts with their top-notch service and fair pricing. These guys are no newcomers; their consistent good vibes have won them stellar ratings, including an enviable A+ from the BBB and a shining five-star stamp from Consumer Affairs.

At Patriot Gold, they keep things transparent with their direct-to-customer approach, saving you from the usual bullion or coin purchase fees. While they are a bit hush-hush with details like fees and account minimums on their site, a little birdie told us there’s a minimum investment of around $25,000. But to get the full picture, you’ll have to have a little chit-chat with them.

What sets them apart? Their unwavering commitment to customer service. From the moment you decide to start an account online or over a friendly phone call, you’ll find attentive reps ready to guide you at every step, helping you make choices that align with your financial dreams.

Final Thoughts

Diving into the world of gold IRAs can be more complex than dealing with your usual IRAs. You’ve got to juggle a custodian, one or more dealers, and a depository. Both custodians and dealers are eager to promote gold IRAs and often point you toward their preferred partners for various services. Choosing the right company that aligns with your retirement aspirations is key when sprinkling precious metal investments into your portfolio.

Many investment experts are all for including a bit of gold in your portfolio to keep inflation at bay and diversify your investments, proposing anywhere between a cautious 1% to a bold 20% gold allocation. Even though some gold IRA companies highlight this in their disclaimers, they won’t stop you from going all in and converting your entire existing IRA into precious metals – they’re not in the business of giving financial counsel, after all. Considering the somewhat wildest nature of the physical precious metals market, chatting with a fee-based financial advisor for unbiased guidance might be smart.

Top Gold IRA Companies at a Glance

Company | BBB Rating | Available Metals | Cool Website Features

Augusta Precious Metals – Your Go-To for Clear Pricing
Rating: A+ | Dabbles in Silver | Website goodies: Learning materials, live chat, spot price charts

Noble Gold – A Haven for Small-Scale Investors
Rating: A+ | Dabbles in: Palladium, Platinum, Silver | Website goodies: Handy educational stuff

Goldco – Where Customer Support Shines
Rating: A+ | Dabbles in Silver | Website goodies: Learning materials, live chat, spot price charts

Advantage Gold – The Best Spot for Newbies
Rating: A+ | Dabbles in Palladium, Platinum, and Silver | Website goodies: Learning resources, a tool to compare assets

Patriot Gold Group – Your Destination for Metal Variety
Rating: A+ | Dabbles in Palladium, Platinum, Silver | Website goodies: Learning resources, live chat, spot price charts


What’s the deal with Gold IRAs?

A Gold IRA is a unique savings account for stashing away precious metals. It’s similar to the usual IRAs, letting you put in pre-tax bucks, and your investments grow without the taxman breathing down your neck for a while. And yep, the same rules about how much you can chuck in there each year apply. But don’t start thinking you can keep a pile of gold bars under your bed – it’s got to be kept safe in a secure depository. The IRS has a say in the kind of gold or silver you can have, judging if the quality of bullion or coins is up to snuff for a gold IRA.

How Much Do You Need to Shell Out for a Gold IRA?

Let’s break down the costs you’d be looking at with a Gold IRA. First, you have a one-time fee to kick things off, which could be anything between 50 and 150 bucks. Then, each year, you’ll need to cough up another $50 to $150 for account maintenance, although the exact amount might vary depending on your account size.

You also can’t forget about storage costs; the place keeping your gold safe will ask for around $50 to $300 yearly, with the cost ramping up based on how much gold you’re tucking away there.

Here’s the kicker: the dealer, the custodian, and the depository might bill you separately instead of just sending one collective invoice. Your custodian might even take a slice based on the total value of your assets, on top of a few other handling fees here and there. So, before you transfer anything into a Gold IRA, ensure you’ve got a clear idea of all the fees coming your way from every corner!

Should I Go for Gold Bullion or Gold Coins?

Alright, here’s the deal. Whether you’re considering buying bullion or coins, their value generally comes down to the current price of gold per ounce. But you might want to snag some sovereign coins, like the American Eagle or Canadian Maple Leaf. They’re big names, easy to recognize, and usually a breeze to trade. Plus, they often fetch a better price compared to bullion bars.

On the flip side, trying to sell those small 1 oz bullion bars can be a bit of a headache, and the costs can stack up higher. So, coins might just give you a smoother ride in the grand scheme!

Where’s the Best Spot to Stash My Gold?

If you’ve got a gold IRA, the IRS insists you store your shiny investments in an official, approved depository. So, sadly, there is no hiding it under the mattress, in a home safe, or even a bank’s safety deposit box!

Now, about getting this all sorted – the gold IRA company is your go-to buddy. They help you get the IRA up and running and buy those gold coins or bullion. But hold up, you’ll still need to scout for a reliable custodian and a fortress-like spot to keep your gold safe and sound. Don’t sweat it, though; many gold IRA companies are pals with custodians who can even hook you up with a rock-solid depository. It’s like a golden team effort!

What Other Options Do I Have Besides a Gold IRA?

Fancy the stability of having gold in your portfolio but not keen on stacking bars in a vault? No worries! You can still get in on the golden action through nifty financial market tools. You might want to check out gold and precious metals ETFs; they have your back with the same kind of financial cushioning and can slide into your standard IRA via your usual brokerage. And hey, don’t limit yourself – you can also try your luck with gold mining investments or even dabble in futures and options.

Can You Trust Gold IRA Companies?

While the somewhat lax rules in the precious metals sector can sometimes be a magnet for shady characters, it’s good to remember that not all companies are out to trick you. A gold IRA service is a team effort involving three companies – a custodian, a dealer, and a depository. They might be under the same umbrella but have their ways of doing things and fees.

When you hunt for a solid team to get your gold IRA up and running, reputation is a big deal. That’s why we take BBB ratings seriously and how long they’ve been around. Sadly, it’s kinda tricky to get clear info to help guide investors, and yeah, there’s a fair bit of dodgy behavior going on – like luring folks in with freebies and then pushing hard sales tactics. You’ll even find sales reps floating around with flashy titles like “metals specialist” or “financial service agent”, getting commissions for their hustle. Whether this makes you side-eye a company is totally up to you.

Is Gold Always on the Upswing?

Nah, not really. Like anything else you might invest in, it has its ups and downs compared to other markers. The value of gold swings depending on factors like the state of the U.S. dollar, market twists and turns, and its fame as a snug and safe spot to park your money. So, sometimes, it doesn’t move in step with the broader financial market, especially when looking at it in the long run.

Is There a Gold IRA Option at Fidelity?

Fidelity has a gold IRA in their lineup where you can have some golden assets tucked into your retirement stash. But keep in mind there are some strings attached. Due to federal rules and all that jazz, you’re limited to snagging only Gold American Eagle or Gold American Buffalo coins for this particular IRA at Fidelity. Also, just a heads up, your precious gold isn’t stored at Fidelity; it hangs out with FideliTrade, a third-party buddy who ensures your gold is safe and sound. Before diving in, consider your investment goals and how much risk you’re cool with to determine if a gold IRA is your jam.

How We Did It

Picking the right gold IRA company is a big deal – we’re discussing safeguarding your future bucks here. So, we zeroed in on the company’s vibe and trustworthiness when they handle your golden buy. We sifted through 18 contenders, judging them by what real people said on platforms like the Better Business Bureau (BBB) and Consumer Affairs. Ultimately, we spotlighted the companies that rocked the ratings – getting an A+ on BBB and a full house of stars on Consumer Affairs.