Best OTC Stocks 2013 - For some reason, eLayaway, Inc. (ELAY) stock has been hot in 2012.  The layway trend seems to be growing as many retailers add the service.  If you are looking to trade OTC stocks in 2013, watch eLayaway, Inc. (ELAY).  

eLayaway, Inc., an online payment processor, provides layaway services for merchants and consumers. The company offers eLayaway, a centralized payment processing solution; PlanItPay.com, an eCommerce merchant; Pay4Tix.com, a member-based sports and event tickets payment platform; PrePayGetaway.com, a member-based travel payment platform; and NuVidaPaymentPlan.com, a member-based healthcare payment platform. It also supports member-based shopping exchanges that serve 14 million Federal Government employees, various retailer partners, distributors, and manufacturers; and enables retailers and payment processors with a customizable automated recurring payments administration system to manage layaway, leasing, micro-lending, and layaway-credit hybrid programs, as well as automated clearing house programs. In addition, the company offers Layaway Generator, a prebuilt Web-based application that allows brick and mortar merchants to create and manage custom layaway orders through their eLayaway Merchant Account; and CSPEX, a hosted eCommerce platform for retailers interested in accessing the shopping exchanges offered by the United States government federal agencies, including the armed forces. eLayaway, Inc. was founded in 2005 and is headquartered in Tallahassee, Florida.